Simplifying Credit and Payments
for All

Digital Banking at Your Fingertips, Your Gateway to Seamless Transactions

Trusted Users

Rated 4.8 by 200K+ Customers

Our Products that work best for you

CARD NUMBER 1

Digital Banking

Transact seamlessly with a virtual NGN account, securely send and collect payments with your unique Kredete tag

Kredete Cards (USD & NGN)

Shop globally and manage subscriptions with Kredete's USD and Naira Cards—your passport to convenience and control

Pay Bills

Settle bills for airtime, data, electricity, and cable TV effortlessly from home, while enjoying cashback rewards

Send Money and Receive Cash

Transfer, spend, receive funds, shop online, and apply for loans swiftly while tracking your credit score

Credit Score

Stay informed about your credit score, access your credit report anytime, anywhere, and receive guidance to enhance it

Credit Report

Check your monthly updated credit score details for valuable insights and tips

Kredete Assessment

Address emergencies, build wealth, and grow your business with instant loan access from a diverse range of lenders

Featured on
Auto Reports

Receive your credit report instantly, whether you’re applying for credit, a loan, or a mortgage. See your financial history in just a few taps

Credit Cards

Easily see which credit cards you’re eligible for without impacting your credit score

Credit Scores

Learn all there is to know about your credit score and how you can improve it. With the right knowledge, bad credit is history

Account

Come back soon to view our latest addition to Kredete

Features
Auto Reports

Receive your credit report instantly, whether you’re applying for credit, a loan, or a mortgage. See your financial history in just a few taps

Credit Cards

Easily see which credit cards you’re eligible for without impacting your credit score

Credit Scores

Learn all there is to know about your credit score and how you can improve it. With the right knowledge, bad credit is history

Account

Come back soon to view our latest addition to Kredete

Backed by
Check your eligibility
See if you’re eligible for loans and mortgages
Get the cards
Get the credit cards you want
Track your score
Track your credit score to get the
best offers and understand your finances
Credit that works for everyone

Digital Banking for Every Dream

Open an Account in 5 Minutes

Venture into swift and secure digital banking with a Kredete account

Send and Receive Money

Your Kredete tag is your key to effortless fund transfers

Virtual Banking with Real Benefits

Unlock a virtual NGN account and pave your way to secure payments

Virtual Cards with Global Reach

Kredete's USD and Naira Cards—your pocket-sized global shopping companion

Effortless Bill Payments

From airtime to electricity bills to subscription payment, settle them all comfortably from home.

Master Your Credit Landscape

Knowledge is power. Stay updated with your credit score, credit report and learn how to enhance it.

Elevate Your Credit Stature

Welcome to Kredete’s Credit Builder—your blueprint to a robust credit score and a world of financial opportunities

What our users say about us

O

Ola

Finding loans based on my credit score has never been easier! This app simplifies the process and offers personalized loan options. What sets it apart is its commitment to educating users about good credit practices. It's a must-have tool for improving credit health while accessing suitable loans.

H

Halimah

I can't imagine managing loans without this app! It seamlessly finds loans based on my credit score and educates me about building and maintaining good credit. The user-friendly interface makes loan searching a breeze.

E

Ebuka

I can't imagine managing loans without this app! It seamlessly finds loans based on my credit score and educates me about building I am amazed by this app's ability to find loans based on my credit score while educating me about good credit practices. It simplifies the loan search process with its user-friendly interface. The educational resources provided have empowered me to make informed financial decisions. This app is a must-have for anyone seeking loans and striving for better credit management.and maintaining good credit. The user-friendly interface makes loan searching a breeze.

Y

Yinka

This loan-finding app is a financial lifesaver! It effortlessly matches loans to your credit score and offers valuable education on building good credit. The interface is intuitive, making loan search a breeze. A must-have app for smart borrowing and credit enlightenment.

c

Chukwudi

This app is a game-changer for loan seekers! It effortlessly matches loans to your credit score while providing invaluable education on maintaining good credit. With its user-friendly interface, finding the right loans has never been easier. A must-have app for financial empowerment and improving credit health.

Kredete makes credit simple. It untangles confusing words and jargons surrounding credit, banks, and financial institutions, giving you more freedom to choose

Kredete is for
Africans Globally

A newsletter crafted to empower you in reaching your financial aspirations

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